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Chartered Accountants · ICAI Registered

Trusted Financial
Excellence for
Every Journey

MJSK & Associates brings expertise in taxation, audit, and financial advisory — guiding businesses with precision and integrity.

500+
Clients Served
15+
Years Practice
2
Expert Partners
Meet Our Partners
ICAI Registered Firm. This website does not solicit clients or advertise in violation of ICAI guidelines. Information is for general awareness only.
CA Mayank Jhawar
CA Mayank Jhawar
Partner · FCA · ICAI
CA Shivam Khandelia
CA Shivam Khandelia
Partner · FCA · ICAI
What We Offer

Core Practice Areas

📊01
GST Compliance

Registration, filing, reconciliation and advisory under GST law.

💼02
Income Tax

Tax planning, return filing, assessments and appeals.

🔍03
Audit & Assurance

Statutory, internal, tax and management audit services.

🏗️04
Project Finance

CMA data, project reports and loan syndication support.

📒05
Accounting

Bookkeeping, MIS reporting, payroll and financial statements.

⚖️06
Advisory

Business structuring, FEMA, ROC and regulatory compliance.

Our Commitment
Precision.
Integrity.
Partnership.
Why Choose Us

Your Growth,
Our Responsibility

At MJSK & Associates, sound financial counsel is the cornerstone of every thriving business. Our partners bring deep domain expertise with genuine care for every client relationship.

  • ICAI regulated practice with full ethical compliance
  • You deal directly with the partners — no juniors
  • Up-to-date with latest tax laws, circulars and notifications
  • Expertise across manufacturing, trading, services and real estate
  • Timely delivery — we never miss your deadlines
  • Strict confidentiality and data security at all times
Free Online Tools

Calculate. Plan. Save.

Free tax calculators built by our CAs — accurate, instant, no sign-up needed.

🧮
Income Tax
Old vs New Regime
📊
GST Calculator
Forward & Reverse
🏦
EMI Calculator
Loan & Interest
📋
TDS Finder
Section & Rate
Free Resources

Knowledge Hub —
Stay Informed

Access free guides, circulars, tax updates and compliance checklists prepared by our partners. Stay ahead of every regulatory change.

📋
GST Updates
Latest circulars & notifications
💼
Tax Guides
ITR, TDS & planning tips
🏦
Finance Laws
FEMA, Companies Act & more
Checklists
Audit & compliance readiness

Ready to simplify your finances and grow with confidence?

📊
01 — GST
GST Compliance

We provide complete Goods & Services Tax services — from first-time registration to complex multi-state reconciliations. Our team stays current with every circular and notification so your filings are always accurate and timely.

GST Registration & Amendments
Monthly / Quarterly GSTR Filing
GSTR-2A / 2B Reconciliation
Input Tax Credit Optimisation
GST Audit & Annual Return
Show Cause Notices & Appeals
E-Invoice & E-Way Bill Setup
Advance Ruling Applications
💼
02 — Income Tax
Income Tax

Strategic income tax planning and compliance for individuals, HUFs, partnerships, LLPs and corporates. We help minimise legitimate tax burden while ensuring full compliance with the Income Tax Act.

ITR Filing for All Categories
TDS Compliance & Returns
Advance Tax & Self Assessment
Tax Planning & Structuring
Scrutiny Assessment Handling
CIT(A) & ITAT Appeals
Form 15CA / 15CB Certificates
Capital Gains Planning
🔍
03 — Audit
Audit & Assurance

Independent, thorough audit services that go beyond compliance — providing genuine insights that help management make better decisions and instill confidence in stakeholders.

Statutory Audit (Companies Act)
Tax Audit u/s 44AB
Internal Audit
Stock & Fixed Assets Audit
Bank / Concurrent Audit
Management Audit
Due Diligence
RERA Audit
🏗️
04 — Project Finance
Project Finance

We help businesses secure funding by preparing comprehensive financial documentation that lenders trust. From CMA data to DPR drafting, we bridge the gap between your vision and the bank's requirements.

CMA Data Preparation
Detailed Project Reports (DPR)
Loan Syndication Support
Financial Modelling & Projections
Working Capital Assessment
MSME & Mudra Loan Docs
CC / OD / Term Loan Proposals
Bank Renewal Documentation
📒
05 — Accounting
Accounting & Bookkeeping

Accurate, timely bookkeeping that gives you a clear picture of your finances at all times. We manage your accounts so you can focus on running your business.

Daily / Monthly Bookkeeping
Tally, Zoho & QuickBooks
Payroll Processing
MIS Reports & Dashboards
Financial Statement Preparation
Accounts Payable & Receivable
Bank Reconciliation
IndAS / GAAP Compliance
⚖️
06 — Advisory
Advisory & Consulting

Strategic financial and regulatory advisory that helps your business grow the right way — structuring transactions, ensuring compliance and identifying opportunities.

Business & Entity Structuring
Company Incorporation (ROC)
FEMA / RBI Compliance
Startup Advisory
MCA / ROC Annual Filings
Valuation Reports
MSME Registration
Society / Trust Registration
How We Work

Our Process

01
Initial Consultation

We understand your business, challenges and compliance requirements in a free initial call.

02
Assessment & Planning

We review existing records, identify gaps, and propose a clear roadmap for compliance and optimization.

03
Execution

Our team handles all filings and documentation with precision — keeping you informed at every step.

04
Ongoing Support

We remain your year-round partners — monitoring law changes and proactively advising you.

Have a specific requirement? Let's discuss how we can help.

Meet the Partners

Your Trusted Financial Advisors

CA Mayank Jhawar
Fellow Chartered Accountant
CA Mayank Jhawar
Partner · FCA · ICAI Member

CA Mayank Jhawar is a Fellow Chartered Accountant with deep expertise in direct taxation, GST advisory and corporate audits. His meticulous approach ensures clients are always on the right side of the law. He specialises in project finance documentation and has helped numerous clients successfully secure institutional credit.

Direct TaxationGST Advisory Corporate AuditProject Finance Tax PlanningAssessments & Appeals
CA Shivam Khandelia
Fellow Chartered Accountant
CA Shivam Khandelia
Partner · FCA · ICAI Member

CA Shivam Khandelia combines sharp analytical acumen with a client-first mindset. His expertise spans statutory audit, internal controls and financial advisory for startups and growing enterprises. Known for his proactive approach to identifying financial risks and opportunities, Shivam turns complex challenges into clear, actionable strategies.

Statutory AuditInternal Audit AccountingStartup Advisory Financial AdvisoryROC Compliance
Credentials

Professional Standing

ICAI
Registered Firm

Our firm is duly registered with the Institute of Chartered Accountants of India and bound by its Code of Ethics and professional standards.

FCA
Fellow Members

Both partners hold Fellow Chartered Accountant (FCA) designations — the highest professional standing awarded by ICAI.

CPE
Continuing Education

We regularly undertake Continuing Professional Education to stay current with the evolving landscape of taxation, auditing and financial law.

Want to speak directly with one of our partners?

Get in Touch

Choose How You'd Like to Connect

WhatsApp Consultation

Send a WhatsApp message and a partner will personally respond to discuss your requirements and schedule a convenient time.

Choose a Partner to Message
MJ
CA Mayank Jhawar
GST · Tax · Project Finance · Audit
SK
CA Shivam Khandelia
Audit · Accounting · Startup Advisory
📞
Direct Phone Call

Prefer a direct call? Ring us during office hours and speak directly with a partner about your financial requirements.

Call a Partner Directly
📞
CA Mayank Jhawar
+91 91067 91428
Call →
📞
CA Shivam Khandelia
+91 70162 92638
Call →
✉️
Email the Firm
[email protected]
Write →
Office Information
📍
Address
2014, Trade House, Nr. Rushabh Petrol Pump
Ring Road, Surat, Gujarat – 395010
🕐
Office Hours
Mon – Sat: 10:00 AM – 7:00 PM
Sunday: Closed
Response Time
WhatsApp: Within 2 hours
Email: Within 24 hours
🌐
Languages
English · Hindi · Gujarati · Rajasthani
💡 For a More Productive First Call
  • Mention your business type and turnover
  • Note the specific services you need
  • Keep your last ITR or GST number handy
  • List any pending notices or deadlines
  • Mention your preferred meeting time
The Process

What Happens Next

01
📱
You Reach Out

Send a WhatsApp, call or email. You'll reach our partners directly — not a receptionist.

02
🤝
Quick Introduction

A partner will respond to understand your brief requirements and set up a convenient time to speak.

03
📋
Free Consultation

An initial no-obligation discussion to understand your situation and outline how we can help.

04
🚀
We Get to Work

Once comfortable, we onboard you, gather documents and begin delivering results promptly.

📍
Office Address
2014, Trade House, Nr. Rushabh Petrol Pump
Ring Road, Surat, Gujarat – 395010
📞
Phone Numbers
CA Mayank Jhawar: +91 91067 91428
CA Shivam Khandelia: +91 70162 92638
✉️
Email Address
🕐
Office Hours
Monday – Saturday: 10:00 AM – 7:00 PM
Sunday & Public Holidays: Closed
Send Us a Message

Your information will only be used to respond to your inquiry. We do not share your data with third parties.

✅ Thank you! We've received your message and will respond within 24 hours.
Free Resources

Knowledge Hub —
Stay Ahead, Stay Compliant

Free guides, GST updates, tax circulars and compliance checklists — curated by CA Mayank Jhawar & CA Shivam Khandelia for businesses in Surat and beyond.

Home → Knowledge Hub
6
Total Resources
2
GST Updates
2
Tax Guides
2
Finance & Law
GST
GST Annual Return Filing Guide FY 2025-26

Complete step-by-step guide for filing GSTR-9 and GSTR-9C for FY 2025-26. Covers ITC reconciliation, GSTR-2B matching, common errors and key deadlines.

📅 Updated: Jan 2026 📄 8 KB
📂 Open / Download PDF
New
GST
Input Tax Credit — Complete Guide 2026

Practical guide on ITC eligibility under Section 16, blocked credits under Section 17(5), GSTR-2B reconciliation and reversal rules. Essential for all GST-registered businesses.

📅 Updated: Mar 2026 📄 8 KB
📂 Open / Download PDF
Income Tax
ITR Filing Checklist AY 2026-27

Complete document checklist for ITR filing for AY 2026-27 — salaried individuals, businesses, professionals, capital gains & all deduction sections with ITR form selector.

📅 Updated: Apr 2026 📄 10 KB
📂 Open / Download PDF
Income Tax
Tax Planning Guide for Small Businesses FY 2025-26

Legal tax optimization for proprietorships, partnerships, LLPs and companies. Covers presumptive taxation, advance tax, TDS compliance and business structure selection.

📅 Updated: Feb 2026 📄 9 KB
📂 Open / Download PDF
Finance & Law
MSME Registration & Benefits Guide 2026

Complete Udyam Registration guide with revised 2024 eligibility limits, financial benefits, government tender access, Section 43B(h) tax implications and legal protection.

📅 Updated: Jan 2026 📄 8 KB
📂 Open / Download PDF
New
Checklist
Annual Compliance Checklist for Private Limited Companies 2026

Month-wise ROC, GST, Income Tax and Board Meeting compliance calendar for FY 2025-26, including penalty quick reference and all MCA filing deadlines.

📅 Updated: Apr 2026 📄 9 KB
📂 Open / Download PDF

Have a question about any of these resources?

Free Calculators

Tax Tools — Calculate Instantly

Free, accurate calculators built by CA Mayank Jhawar & CA Shivam Khandelia. No sign-up. No ads. Just results.

Home → Tax Tools

Income Tax Calculator — FY 2025-26

Compare Old Regime vs New Regime. Accurate slabs for all age groups — Regular, Senior & Super Senior Citizens.

⚠️ Your Age Group * (Select before calculating)
Below 60 years
(Regular Citizen)
Between 60 – 79
(Senior Citizen)
80 and above
(Super Senior Citizen)
ℹ️ Regular Citizen: Old regime exemption up to ₹2,50,000
Your Income Details
Old Regime Deductions
Old Regime
Gross Income₹0
Standard Deduction₹0
Other Deductions₹0
Taxable Income₹0
Income Tax₹0
Surcharge₹0
Health & Ed. Cess (4%)₹0
Total Tax Payable₹0
Effective Rate0%
New Regime — Default FY 2025-26
Gross Income₹0
Standard Deduction ₹0
Taxable Income₹0
Income Tax₹0
Sec 87A Rebate₹0
Surcharge₹0
Health & Ed. Cess (4%)₹0
Total Tax Payable₹0
Effective Rate0%
CA Recommendation
Enter your income details above to see which regime saves you more tax.
Branded report with your calculation summary & CA contact details
Old Regime Slabs
New Regime Slabs — Same for All Ages
Up to ₹4,00,000Nil
₹4,00,001 – ₹8,00,0005%
₹8,00,001 – ₹12,00,00010%
₹12,00,001 – ₹16,00,00015%
₹16,00,001 – ₹20,00,00020%
₹20,00,001 – ₹24,00,00025%
Above ₹24,00,00030%
Rebate u/s 87AFull rebate up to ₹12L (max ₹60,000)
Std Deduction₹75,000 (Salaried/Pensioner only)
⚠ No higher exemption for Senior / Super Senior Citizens

* For resident individuals only. NRIs get no age-based benefit. For capital gains, special rate income, or HUF — consult our team.

Need help with tax planning or compliance?

Disclaimer (ICAI Guidelines): This website is for informational purposes only and does not constitute solicitation of clients or advertisement of professional services. MJSK & Associates is registered under ICAI and bound by its Code of Ethics. Content herein is not legal or financial advice. Please consult a qualified Chartered Accountant for specific guidance.

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